Gifts, travel, and plates full of cookies.Best Rate 7.99 % APR*Get Started
Electronics, experiences, and anything else.Best Rate 9.50 % APR*Get Started
Rocket fuel for your credit score.Ask one of our qualified Loan Specialist for Rates & DetailsContact Us
Never overdraw again.Best Rate 12.75 % APR*Get Started
Get something done
Loans designed to help you take charge of things in your life. Fund your fun-filled dream vacation, build a better credit score or purchase a new laptop or computer that makes work quicker and gaming more fun. What do you want to accomplish?
More merry and more cheer
Need a little extra spending power this holiday season? Our fixed term holiday loans are available in November, December, and January to cover those festive expenses.
- Up to 12 months to repay
- Rates as low as 7.99% APR*
- Available between November and January
- Fixed rates and fixed terms
- No security or collateral required
- Lower rates than many lenders
Pay for anything
Use a personal loan for just about anything. Improve your lifestyle with a new phone or a week-long experience. Take care of expenses like car payments and taxes.
Credit Builder Loan
Boost your credit score
Better credit scores generally get better loan rates. Credit builder loans can help you boost your score and save you money on future loans.
- Designed for bad credit or no credit
- Build or rebuild your credit
- Improve credit by making payments
- Secured by your savings account
- Pay with confidence
- Prevent declined cards
- You’re only charged when you use it
Never worry about declined cards
Declined cards and insufficient funds can be embarrassing, annoying, and frustrating. Overdraft Protection is a line of credit that may prevent your payments from bouncing.
I just LOVE Elevate Credit Union! Every time I go into the office they bend over backwards to help me with what I need.Katie, Member since 2001
Special Loan Rates
Type Rate APR* Holiday 7.99% Personal 9.50% Credit Builder Contact us for more information Overdraft Protection 12.75%
*Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details or if you have questions.
Frequently Asked Questions
Overdraft Protection is a line of credit that's linked directly to your account. If you overdraw on your checking, it steps up to cover the costs—so that you don't have to pay hefty insufficient funds fees. From there, it works like a simple loan from Elevate. Pay it off right away to avoid interest, or as you can for a low rate. To opt in to Overdraft Protection, contact us at any time.
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Holiday gifts, credit building, and incredible experiences.